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  • Maryland Stands Up Online Grants Application in Just 8 Hours

    The Maryland Department of Information Technology adapted an existing system to quickly distribute small-business grants and loans due to Covid-19. The Maryland OneStop platform, a single site for state licenses, permits, and certifications, was built with an agile approach decoupling front-end user experience from the back-end where the program does the work, which allowed quick front end modifications to launch the loan and grants online when coronavirus hit. The system processed 18,000 applications in the first 3 days and 56,000 within a month. The success was preceded by many years of planning and work.

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  • Mexico Is Saving Its Coral Reef From Hurricanes With A One-Of-A-Kind Plan

    To protect the Mesoamerican Reef from the effects of climate change, key stakeholders in Mexico created the world’s first insurance policy to protect a natural asset. The policy provides an immediate infusion of cash in the event of a damaging storm, allowing hotel owners and local governments to quickly repair the reef and prevent further degradation. A volunteer corps of people called the Guardians of the Reef make those repairs. While the insurance policy doesn’t cover pollution or overfishing, this mechanism could work for reefs in other countries to restore and protect threatened ecosystems.

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  • City grant programs help Mission businesses hold on

    San Francisco entrepreneurs are benefiting from several emergency city relief programs which have proven vital to small businesses. The city is funding both The Resiliency Fund and Neighborhood Mini Grants. The former is for businesses across the city with 5 or fewer employees, while the latter is specifically for businesses within seven underserved neighborhoods in the Mission District. To date, both funds have provided over $3 million for store owners who are struggling to pay rent while dealing with plummeting revenues.

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  • Short on Money, Cities Around the World Try Making Their Own

    Complementary currencies are local alternatives to national currencies that help local economies when budgets are tight. Tenino prints “wooden dollars” and residents in need get up to $300/month to spend at local businesses from grocery stores to day cares. Cities across the US have reached out for advice on starting their own local currencies, which can take many forms including digital-only. There are 3,500-4,500 local currencies in 50 countries, including Brazil’s Maricá where it helped the under-resourced city build schools and hospitals. These currencies have no value outside of the local economy.

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  • Full-Circle Support

    The Philadelphia Black Giving Circle supports Black-led and Black-serving nonprofits, offering funding that was raised through the Black community. The giving circle has helped to build personal relationships with people of color, strengthen the community, and increase donation amounts to nonprofits tackling issues in the community. The initiative is an effort to model a more equitable form of philanthropy.

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  • Homegrown

    Federal funding helped local food producers expand their operations to include processing plants which enables farmers to meet the demand of Montanans who sought an alternative to the empty grocery store shelves. The lack of processing plants has caused a bottleneck in the local food supply chain, a sore point which was amplified when the pandemic disrupted international supply chains, sending shoppers to their neighborhood farms. Small operators rarely have their own processing plants and must outsource that step in order to take their products to market.

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  • 0%-interest loan program puts economic power in hands of Detroit homeowners

    Homeowners in Detroit can now access home improvement capital to fix up their historic homes, many of which date back to the early 1900s. The aid is in the form of a zero-interest loan which is paid back over 10 years. The program helps homeowners fix their homes, making them safer while removing blight from the community.

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  • How Lithuanian farmers help preserve endangered bird

    A Lithuanian government program pays farmers to delay working in their fields in an effort to preserve the aquatic warbler, an endangered bird species. While there are 186 farmers who participate in the program, more work could be done to protect the birds around water bodies. Once farmers are able to cut their grass, they can bring their grass to a factory to make biofuel.

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  • College Food Pantries Are Reinventing Ways to Feed Students

    University-based food pantries around the U.S. had to quickly rethink the ways they could continue to provide students with access to food during the pandemic, despite students not having the same campus access as before. Fresno City College in California expanded its hours of operations and widened access to the whole community, instead of students only. Other college food pantries in California started using appointment-based apps for students to make appointments and pick up their food. Philander Smith College in Arkansas offered ready-made food baskets and grocery gift-cards, and emergency cash.

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  • Through PIF^2's social impact mobile game platform, users are playing it forward for charity

    The startup PIF^2 is a “social impact mobile game platform” that partners with charities to raise money through ad revenue and in-game purchases. It hosts “game-a-thons” that target a younger demographic who can generate money for a charity by downloading and playing a game. The “game-a-thons” usually last about a week, after which charities receive a check from PIF^2 for up to 50% of the revenue that was generated. The game apps are currently created by independent developers, but the startup hopes to create its own games so that it can donate even more of the revenue proceeds to charity.

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