Artwork stating 'Education Destroys Barriers', 'We Demand Treatment', and 'I Need A Chance'

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  • Seattle program makes homes affordable in a pricey market. Is it a model for Charlotte?

    The Homestead Community Land Trust offers affordable home ownership in Seattle and the rest of King County, Washington, ensuring that there is always permanently affordable homes available. This opens up homeowner opportunities for those who have historically been excluded and serves as a stem in the tide of gentrification. This article includes personal testimony from people who live in the housing, and already the program has reduced buyers' costs by 30%.

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  • A New Kind of Cooperative in Oakland Fights Against Speculative Development Audio icon

    Real estate cooperatives are able to raise capital from their members, ensuring re-investment in the communitie they serve. In Oakland, California, the East Bay Permanent Real Estate Cooperative (EB PREC) finances real estate acquisitions through California’s cooperative ownership model. EB PREC also works with partners from the Sustainable Economies Law Center and the People of Color Housing Network, which provide additional resources and expertise.

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  • Making a More Democratic Economy, One Revolving Loan Fund at a Time

    Advancing the model of worker ownership requires expanding access to loans for cooperative businesses. In California, Berkeley City Council recently adopted changes to its Loan Fund for small businesses, allowing businesses without a CEO to apply for a loan. The City Council and Loan Administration board approved an idea put forth by the Sustainable Economics Law Center (SELC), which will permit coops to appoint a panel of owners to serve as guarantors of a loan, in lieu of a single CEO.

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  • After cyclone Fani, women in a migrant fishing community start resilience fund

    After an unexpected summer cyclone in the Indian state of Odisha, hundreds of women from slums across the region formed a community fund for disaster preparedness. The women all try to contribute 10 rupees per month to the fund, slowly building their security net in case of another natural disaster.

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  • In Borneo, healthy people equals healthy forests

    Those who live on the island of Borneo understand that their well-being comes from the Gunung Palung National Park, but logging remained rampant because it was the only way to make money to pay for healthcare. Thus, an organization named "Health in Harmony" was borne through "radically listening" to locals to find out what they needed. This organization accepts creative forms of payment for healthcare and offers incentives to cease logging, including a chainsaw buyback program. As a result, ten years later they saw a 90% drop in logging households and a re-growth of 52,000 acres of forest.

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  • Changing Lives by Building Credit History — One Microloan at a Time Audio icon

    A program through the Mission Asset Fund, based in San Francisco, helps low-income communities get loans and good credit from an unlikely source: each other. The initiative pools together funds from family members and neighbors and distributes the loan to one of the contributors each month; the loans are interest free and allow community members to build credit without the difficulties of breaking into the typical microfinance realm.

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  • This Conservative City Built a $132 Million Park Using One Weird Trick

    After falling behind in urban planning and innovation in the 1990s and early 2000s, Oklahoma City created a limited-time sales tax called MAPS to pay for capital projects, like the new Scissortail Park. The tax consisted of a series of one-cent sales taxes and has brought in over $1.5 billion and has helped fund convention centers, other urban green areas, and more.

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  • Fill, Build and Flood: Dangerous Development in Flood-Prone Areas

    To combat excessive flooding in low-plain areas, cities like Charlotte are passing critical legislation that regulates fill-and-build development, a type of construction that leads to more intense flooding in vulnerable neighborhoods. Charlotte bases flood control plans off future conditions rather than current or past flooding areas, and the city charges a fee for homeowners that, in turn, provides dedicated funding for stormwater management

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  • Free For All: Clarke County School District Provides Free Meals to Every Student

    Clarke County School District in Georgia has 21 public schools that all offer free meals to students, regardless of their financial needs. This is facilitated through a federally-funded program, so even though poverty rates are high in the area, local residents are not footing the bill. While there are still some challenges implementing the program, in general it is received well and allows students to focus on their work and well-being instead of being distracted by hunger.

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  • 5 Decades Later, New Communities Land Trust Still Helps Black Farmers

    The New Communities Land Trust was created in the 1960s as a way to build power and equity for and among African Americans in Georgia. The Trust works with Black farmers on many different levels, including helping them strengthen their farming practices and businesses. While the Trust was lost in 1985 due to discriminatory bank practices, it was restarted with a $12 million settlement from the federal government.

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