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How some low-income buyers can afford a home in pricey Seattle

Josh Cohen

September 12, 2022 |

Crosscut |

Text |

1500-3000 Words

Response Location: United States, Seattle, Washington

In Seattle, Homestead Community Land Trust and Habitat for Humanity Seattle-King County help low-income residents buy homes using a community land trust model. Residents who make under 80% of the local median income can purchase a home at a rate far below the median home price in the city from a set portfolio of homes.

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A reason to trust: Sacramento Community Land Trust aims to put people over profit

Samin Vafaee

August 26, 2022 |

Sacramento Business Journal |

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1500-3000 Words

Response Location: United States, Sacramento, California

The Sacramento Community Land Trust helps people gain more access to permanently affordable housing while simultaneously working to prevent displacement. Through its work, the Community Land Trust preserves affordability and stability, expands home ownership, and grows community wealth.

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A model for neighborhood renewal

Jim Morrison

August 18, 2022 |

The Washington Post |

Text |

1500-3000 Words

Response Location: United States, St. Louis, Missouri

The New Markets Tax Credits program provides affordable housing by selling homes with mortgages as low as $550. Since the program gained more traction, the number of owner-occupied buildings in the area has more than doubled to 26% from 12%.

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'Let's Try Something New' Meets the National Housing Squeeze

Erika Bolstad

July 18, 2022 |

Stateline |

Text |

800-1500 Words

Response Location: United States, Boise, Idaho

The Boise nonprofit, LEAP, builds affordable housing with innovative approaches, including using donated land held in trust and solar panels to keep utility costs low. The creative approach to land ownership and the use of alternative construction techniques and materials help more people afford homes in a fast-growing metro area.

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A Landlord ‘Underestimated' His Tenants. Now They Could Own the Building.

Ronda Kaysen

May 06, 2022 |

The New York Times |

Text |

1500-3000 Words

Response Location: United States, New York, New York

Thanks to teamwork and the help of a Housing Development Fund Corporation Co-Op apartment tenants will be able to buy their apartments for $2,500 each. This practice helps to combat rent hikes and creates generational wealth for individuals owning their apartment.

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Raise or retreat? Home elevation aims to protect historic houses

Adrienne Mayfield

April 15, 2022 |

WAVY-TV |

Multi-Media |

3-5 Minutes

Response Location: United States, Virginia

As waters continue to rise and flood homes at sea levels, some homeowners are spending thousands of dollars to raise their homes off the ground. This solution that has been tried in Charleston is expensive, but some people think it can also work in Virginia. One industry expert started the Home Raising Academy, a workforce development program, to train architects, engineers, realtors, and government officials on floodplain management, insurance, and financing for home elevations in the area.

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Philadelphia explores heirs' property solutions to boost generational wealth

David Slade

April 08, 2022 |

The Post and Courier |

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Over 3000 Words

Response Location: United States, Philadelphia, Pennsylvania

The Tangled Title Fund is helping qualified homeowners overcome logistical barriers that prevent them from being the clear owners of their home. Legal issues that result from unclear deeds can sabotage the benefits associated with home ownership, such as economic mobility. The initiative prevents the racial wealth gap from growing even wider by keeping generational wealth in Black families and communities.

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Can Tiny Homes Help Solve the Housing Crisis in North Texas?

Jenny Rudolph, Audrey McClure

December 17, 2021 |

The Daily Campus |

Text |

1500-3000 Words

Response Location: United States, Dallas, Texas

A community of tiny houses is providing shelter and services for vulnerable populations that are experiencing housing instability. The initiative provides housing as well as the tools to find employment, access health care and eventually move out on their own. Cities across the country have implemented tiny home communities to tackle homelessness and provide affordable housing.

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Community land trusts: What are they and how do they work?

Nadeen Yanes

September 20, 2021 |

WKMG-TV |

Broadcast TV News |

5-15 Minutes

Response Location: United States, Winter Park, Florida

To help families achieve home ownership in a volatile real estate market, the Hannibal Square Community Land Trust acquires land in Winter Park, Fla., and the surrounding area and then builds or renovates homes on the properties to sell to qualified buyers. The program allows families to purchase homes at an affordable price that is not typically available in the current market because buyers are responsible only for the cost of the house, with the land itself remaining in the trust's ownership.

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0%-interest loan program puts economic power in hands of Detroit homeowners

Kate Roff

August 04, 2020 |

Model D |

Text |

800-1500 Words

Response Location: United States, Detroit, Michigan

Homeowners in Detroit can now access home improvement capital to fix up their historic homes, many of which date back to the early 1900s. The aid is in the form of a zero-interest loan which is paid back over 10 years. The program helps homeowners fix their homes, making them safer while removing blight from the community.

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